Showing posts with label Indiana. Show all posts
Showing posts with label Indiana. Show all posts

Friday, April 15, 2022

April 2022 Update

 As with all things, the car situation finally cleared up and in February I bought another car. Yes, they finally paid. I was able to buy another Ford Fusion but a 2019. My old one was a 2016. Actually, it isn't a nice as my 2016. I had a cd player and four usb ports in the old one. I also had an arm rest in the back seat with cup holders. This one has one usb port and no arm rest. However, for 20/35 mpg I'm happy. And it is paid for, so double happy. This one does have more security and safety features. So another win.

I had arm surgery on my left elbow in mid-March to repair the pinched ulna nerve. It wasn't too bad, but I had an episode where it broke open the night after they took out staples. Blood and water poured out of a small opening and scared me to death. Becca came and helped me bandage it and I went to the doctor a couple of days later. The worst part of the whole mess was that the bandages I had to wear literally blistered the skin on my arm and it was more painful than the incision. 

It has healed up fine but is still sensitive. However, I can now snap my fingers and I'm not dropping things as much. The nerve stinging has lessened, too. The doctor was conservative in his belief it would clear up, but I'm fine with it. 

This month has been rough with pain levels nearly above tolerance. Mostly my left shoulder. It is so painful to move it in certain directions. The doctor said yesterday that if necessary they'll do a scan to see what's going on in it. I may need therapy and/or steroid shots. Therapy won't do a thing for me and steroids are helpful but not healthful. So, we'll see. 

Next week I travel to Ohio to stay with Sarah a week while Dave, et al. travel to Arizona. I'll stay there from Wednesday to Wednesday and come home. Sarah is supposed to come home for 7 weeks in the summer. I hope she does, but I've given up on all of it. 

For now, I'm off to bed. My sleep is horrible these days and I feel constantly tired. Hope you all have a wonderful Easter. 

Friday, July 15, 2011

Do I Have Stupid Tattooed on My Forehead?

I ended a lousy week feeling fairly good. I came home to a house smelling like a slice of heaven, a clean slice. I was looking forward to a relaxing weekend where I didn't have to do anything but enjoy it.

I opened my mail to find that my homeowners insurance was cancelled. Mind you, I just bought it two or three months ago and changed companies so I could get earthquake insurance. Remember all that?

I'm so upset by this. I have 5 business days to find another company! They said my shed, my 20 yr old Walmart shed, was rusty and I had discarded or unstored items that posed a hazard on the property. You've all seen photos of this property. There is a rusty shed that needs painting. It doesn't leak and has nothing in it of value, I don't even lock it! I have three doors taken off the house and two windows leaning against the wall to be hauled away to Habitat as soon as I can get in touch with them. That is all that is here.

The agent came and sat on my front porch in broad daylight to sell this insurance to me. All these items were here. He never told me there was a problem or even might be. Apparently in addition to that, an inspector came when I was not here. I never got a call to discuss a problem, or arrange to meet me and go over it. My other insurance was canceled and replaced before this "problem" was even mentioned! I'm furious. This is very poor business practice. I've never had a problem getting any kind of insurance on this house. And before the remodel it looked horrible!

I called the agent and he knew nothing but he said, "Well they did have another guy who had a problem with a shed and they had to exclude it." ...................So, why didn't you mention this when you walked the property? I didn't ask it. I was fuming. He said he'd call them Monday and try and see what was happening and see if we could exclude the shed. I hate to tell him, but if I can even find someone to insure me they are history. I don't know how hard it will be since this is a company cancellation. I can't afford the state insurance. It will cost me the earth. I am so glad I did not buy their car insurance! They tried but I just didn't feel I should change it.

I also happen to know, having worked in insurance, there is a little agency that governs insurance and abuse by insurance companies. They will be my second call on Monday.

My sister had to go to the urgent care again last night. She was sick for the second time in two weeks. Her gall bladder has to come out. Guess what? Her deductible is $5000. Yes, you heard me. That is the result of the company raising the deductible to cut their cost of insurance. She's lost her house, has put her student loans on hold, and is spending all she can on credit card debt before she has to start paying rent in a month. All her savings are gone. I have no idea what to do but I suspect that she's going to have to come here. That horrible company treats her shabby and now she might as well be working for nothing. She doesn't make $8 an hour as it is.

I've had my vent. I have to get some things done before bed. I'm so angry and so worried. I don't know how I'll get insurance in a week. Becca is calling her agent tomorrow and if I can come up with something by Monday, Farmer's Insurance won't get an extra week of my money.